We absolutely understand how stressful it can be to plan for your first home, but here’s something that most people won’t tell you: you’ll still feel nervous when you’re buying your second property too—and there’s absolutely nothing unusual about that.
After all, who wouldn’t want complete certainty in such massive financial decisions? Now, sure, mortgage loans with financing options can help turn those investment plans into a reality, but navigating expenses like interest costs can be tough, no matter how many times you’ve done it.
What you need is a mortgage advisory that’s working for your interest, not the bank’s—a team that can strip away all the jargon and give you unbiased, unfiltered advice on matters like loan selection and home protection, while walking you through the application process. You’ll need people by your side who’ll help you constantly keep those tricky interest costs in check, so that you can achieve greater savings.
When most Singaporeans think of investing in property, they typically turn to residential properties, before starting to worry about other issues like Additional Buyer Stamp
Contents What is Additional Buyer’s Stamp Duty? Most homebuyers are familiar with Buyer’s Stamp Duty (BSD) as it applies to all property transactions. However, one
I was recommended by my friend to contact Alina Tan for refinancing my mortgage. She was responsive and professional.... She gave me a comprehensive advice so I can make timely decision. My timing was very tight but she guided me step by step until I could meet my deadline. I would strongly recommend Alina Tan to my friends.🥇🥇🥇🥇🥇read more
Brent Koh was extremely responsive, helpful and resourceful. He was a great hassle-free help. I would strongly... recommend him. I’ll give his service and contribution 10/10. I am pleased he’s the one who assisted me.read more
I am writing to express my sincere gratitude for the outstanding service provided by Desmond Soh during my recent... mortgage refinancing process. His quick and efficient handling of my options, coupled with his professionalism, made a significant difference in my experience.
Desmond’s expertise and dedication were evident throughout the process, and I am truly impressed by his ability to provide effective solutions promptly. I highly recommend his services to anyone in need of home loan solutions.
Thank you once again for the excellent support.read more
I would recommend Elton Tong to anyone who is in need of mortgage advisor. Elton is very attentive, professional and... proactive. He even remembered (the last time we spoke is more than 2 years ago) that my mortgage is up for repricing and wanted to extend his help and service. Anyone who is in need of mortgage advice, he is your guy! :-) Great work, Elton. Keep it up.read more
I was very glad that Ronny Kou handled my loan refinancing recently and was able to help me secure a good loan rate. He... also expedited and followed up on my application while I was overseas. Overall, the whole process went smoothly and completed fairly quickly. Thanks, Ronny for the good job!read more
I recently had the pleasure of working with Tony Zhu for my mortgage application, and I can strongly recommend... him.
Tony's advice was invaluable in simplifying what can often be a daunting process. He provided clear explanations of the various loan options available, helping me to understand the best fit for my financial situation. His recommendations were thorough and tailored specifically to my needs, making my application much easier and more informed.
Thanks to his expertise, I felt confident throughout the process. I will certainly be recommending Tony to my friends and family should they need mortgage advisory services. He truly goes above and beyond for his clients!read more
Recently I have engaged Alina Tan Xiao Man from Redbrick Mortgage Advisory Singapore to refinance my Mortgage Loan....
She is very professional and efficient , providing me with comprehensive comparison of packages from different banks based on my basic requirements.
She provided me with clear instructions and worked closely with banker and lawyer once I had made the decision. The loan was approved and all documents completed within two weeks. I am very satisfied with her service and would highly recommend her to my family and friends.read more
Azhar was proactive in a professional and pleasant manner. He was patient and check back on my needs when I delay my... response. He also gave additional sharing in terms of property. Will recommend his service to those who needs mortgage advice!read more
Highly recommended (special thanks 🫡 to Quen Lim 🙏🏻)
My whole journey starting from... learning the market to closing a deal has been supported all the way by Quen Lim. He is truly professional and has been sharing many market latest updates to me from time to time. In addition, I also bothered him a lot to get a view about valuations for many targeted units on the way. He is very responsive, patient and able to share with me amazing services and advices. I am really glad and feel so thankful to get to know about Redbrick by chance and have Quen helping me for so many months. I would definitely recommend their services as they know all the best packages and share with you a holistic view. Then base on your needs, they can give u ideas but never pushy nor bias. It’s all your own décision.They are also able to negotiate the best offer for u too. Overall , I would definitely recommend Redbrick and especially Quen since I feel hassle free. Instead of checking with all banks and compare, Quen can already keep me posted the best and latest offer in the market for me to go for it. He can offer me the same as u simply just go to the bank. So why not having expert to help out ? . Thank you again Quen for all your help and also answering me tonnes of questions about mortgage as well as general property market and processes throughout the long journey lol 🙏🏻🙏🏻read more
William Lee attended to us. We had to do refinancing/ repricing of our house. He was very responsive and helpful to all... ur queries and shared with us on the different financial institution offers. Highly recommended!read more
Shirley Chew did a wonderful job in handling my re-financing. She was very prompt in her replies and offered good... advice/help throughout the processes. Well done and keep up the good work!read more
I was served by Tony Zhu for my recent home refinancing. It was a very smooth and nice experience working with Tony. He... is patient in explaining to you on terms or matters that you are unfamiliar with. He will help to analyze which bank loan is suitable for you.
I highly recommend Tony for your loan or refinancing of your new or existing home.read more
I was served by Ron Kou for my recent home refinancing. It was a very smooth and nice experience working with Ron. His... detailed emails guiding us on documents to provide for loan submission was really well done and we were able to follow through with a breeze. I highly recommend Ron for your loan or refinancing of your new or existing home.read more
This Justin Koh doesn't even know how to properly conduct an interview. And he wants to have 4 rounds of interviews???... Asked him on what's the process like, and he seems to have no idea what he's talking about. All he said was "4 rounds of interviews + will get back to you shortly". That's all?? Is that what you call a job interview??
And apparently, based on his LinkedIn profile, he is a director??? Redbrick, are you sure you didn't just hire an intern to be your director??? Because this Justin guy clearly doesn't know what he's doing, can't communicate well and doesn't even know what a job interview is!read more
Angelene from Redbrick assisted with my refinancing. She is prompt and this is by far the most efficient refinancing I... have ever done. She is patient to hear out what are my requirement and got back to me within 1 day with a couple of packages that suits my need. Highly recommend anyone who need help to find her.read more
Had the chance and opportunity to work with Ronny Kou for getting HDB loan from banks , was initially skeptical about... the service offered that if did not comes with strings attached to it as it seemsread more
hi I'm becky and my advisor is Alina Tan. Will definitely recommend her to my friends if thy need a loan. she will... guide you through the whole process step by step which I felt was lacking in my previous advisor. she was also not pushy at all and showed me the various options available.
She is very patient and guided me step by step in the whole process.she even patiently explained to me all the complicated terms and broke it down.
Highly recommended Ms Angelene goes far and beyond to share her insightful knowledge and suggestions with... us. Felt very comfortable sharing with her. It was like talking to a confidante. Truly appreciate her genuine guidance and prompt and efficient service. Thank you so much Sue and VJread more
Alina's exceptional professionalism left a lasting impression on us. She was quick to understand our requirements and... offered prompt and effective solutions to meet our needs. Her attention to detail was impressive, and her willingness to go the extra mile was much appreciated. We were extremely satisfied with her work and would recommend her without any hesitation. Alina is an outstanding professional who truly cares about her clients, and we look forward to working with her again in the future.read more
Desmond has been my to go broker for years now! He is always very reliable and responsive. He takes pride in his work... and is always very prompt in his following up. Thank you Desmond!read more
I am writing to extend my deepest gratitude for the outstanding service I received from Ronny regarding my home loan.... In a world where customer service can often feel rushed or automated, my experience with Redbrick was a breath of fresh air.
From the beginning, Ronny was attentive, patient, and genuinely invested in resolving my problem. He took the time to understand the nature of the issue, asked insightful questions, and guided me through the refinancing process.
What particularly impressed me was Ronny’s ability to explain complex technical terms in a way that I, as a layman could understand. He made a potentially frustrating experience feel empowering.
I would like to commend Ronny for his professionalism, market expertise, and exceptional customer service. Please extend my sincere thanks to Redbrick team and know that it's support like this that makes me proud to be their customer.
I look forward to continuing to use their services, confident in the knowledge that quality support is just a phone call away.read more
I was served by Alina Tan from Redbrick Mortgage Advisory. And the entire experience has been great. Alina coordinated... well with the various bankers, making the process very efficient and smooth. She also provided good independent advice, ensuring the best for her client. I will definitely recommend her!read more
I've been in contact with Kai Siau for the past few years, he has been extremely helpful with giving me a good overview... of the economic situation and how it ties with my mortgage options. He has also promptly followed up at the right time for refinancing particularly when it benefits me, and all this even when I ended up sticking with my current bank for refinancing instead of switching banks due to them offering the best rates at that point of time. Highly recommend reaching out to Kai if you want clear and unbiased view of the mortgage landscape in Singaporeread more
Cryptocurrency/bitcoin investment is truly a once in a lifetime opportunity that many are sleeping on, but you are not... Champ, you are here and you will make it, I say this with full confidence and trust in the best expert Samantha cox who has shown me and other genuine and real profit My biggest concern was not being able to contact the broker after I paid for the service, which from my understanding is a common issue. However, my fears were unfounded, Ms Samantha is a great advisor, very patient, will explain everything, answer your 101 questions, advise on matters not necessarily directly related to crytpocurrceny itself, always available to guide . I would also like to mention that my situation was complicated, and yet Mrs Samantha managed to get me complete financially stable .Also my first withdrawal payout was instant and mouthwatering and Mrs Samantha made an application for another investment plan for me immediately , at no additional cost. Overall my way to secure generational wealth offer was perfect and successful. I am delighted and excited to have had such opportunity with Mrs Samantha and her broker , who is equally informed and helpful made the whole process as stress free as possible. Once again I recommend this company to all who are looking for a reliable, professional broker who treats their clients with respect and care. This was the best customer service experience that I had from months. Simply outstanding contact her on the following WhatsApp https://wa.me/+12762741190 Email: Samanthacoxforex@gmail.com Facebook link: https://m.me/Samantha10Coxread more
Great service we received from Garrick Pek at Redbrick. GARRICK.PEH@REDBRICK.SG
I located in Germany without... knowing the refinancing rule for HDB flat in Singapore. We had a complicated case where a take over of HDB in a divorce case. I access a few request directly from the advisor from Bank, but I couldn't get my question answered. I ended up full confuse and not knowing what would be the best step to proceed.
Without much hope, I initiated a request in redbrick.
I got a reply from Garrick in WhatsApp. He collected our pre-requisite for the interest rate we hope for and the complicated refinancing situations we had.
Garrick did his homework by explore a few possibilities with banks and the law firm. He came back to me with full details + best scenarios with the best interest rate and given clear instructions on our case.
It was totally outside of Garrick responsibility to explore the scenarios with lawyer but he anyhow perform it professinally and reduce my burden and time. more ever, he fought for us a great interest rate at year 2024 (which is almost a impossible my financial situation. ) also assisted us in a long haul process and given us instructions step-by-step until we get final approval.
Surprisingly, the services we received for our mortgage refinancing has zero charges from redbrick to client. We not only get the mortgage approved, We're paying 3.1% instead of 4.7%!!!
He is fully competence in handling mortgage refinancing or new property loans. Garrick deserves for his 5 stars rating.
Thank you Garrick for your efforts, your time and full supports. It is a life saving stage to get our refinance request approved. We will continue our service in years to come.read more
I had a fantastic experience working with Quen Lim. His service was exceptional in several ways.
Quen without... fail always provides invaluable advice throughout the home purchase process. His prompt responses and insightful guidance made navigating the complexities of valuations and mortgage decisions much smoother. He was not just an agent but a reliable companion on my home-buying journey. His unwavering support and assistance were instrumental in ensuring a seamless and stress-free experience. The attention to detail in the valuations was also impressive. Quen demonstrated a deep understanding of the market, ensuring I received accurate and fair assessments. Trust is crucial in such significant transactions, and Quen earned mine. His reliability and commitment to my best interests were evident at every step. I highly recommend Quen for anyone in need of a trustworthy and knowledgeable professional in the mortgage industry. His dedication to client satisfaction and expertise make him an excellent choice.read more
I submit my RFQ via online, & Chris See whatapp me v fast that same day & provided me with good advice. He is... responsive & fast, & I feel more at ease now that my refinance is doing through Redbrick cos I really need an agent to send me reminders on when I need to do refinance. 😅read more
Thanks to Ms Ho Ann Ann, our company secured bank financing for our commercial property very fast, in weeks compared to... duration in months when we applied the bank financing ourselves in previous years. Through Ann Ho's great support, we managed to secure not just 1 In-principle approval but 2 IPA.
The experience of working with Ann has been both smooth and pleasant. She is very responsive too.
I strongly recommend Ann Ho to all others who require bank financing for their properties in future.read more
The best time to invest in Forex & Crypto currency is now...and the right person for the job is MRS Catherine Colely... forget about the negative reviews you may have seen so far, scammers has made it seem like they're no genuine traders again, I can assure you beyond doubts that MRS Catherine Colelyis 100% reliable I've made my fourth 4th withdrawal trading with her. I made $12000 profit investing $1500 you can make above that all you need to do is... contact her via: Email:Catherinecolelyfx@gmail.com WhatsApp:+1 (910) 663-5765read more
I recently had the pleasure of working with Laura for mortgage advisory services, and I can confidently say that her... expertise and professionalism exceeded my expectations. From the initial consultation to the closing of my mortgage, Laura demonstrated outstanding knowledge and dedication throughout the entire process.
Laura's expertise in the mortgage industry is truly impressive. She took the time to thoroughly understand my financial situation, preferences, and long-term goals. She then provided me with a range of mortgage options tailored to my needs, ensuring that I fully understood the terms and implications of each option. Her ability to explain complex financial concepts in a clear and concise manner made me feel confident in the decisions we made together.
What sets Laura apart is her commitment to transparency and honesty. She was always readily available to answer any questions or concerns I had, promptly returning calls and emails. Laura guided me through the intricacies of the mortgage application and approval process, providing valuable insights and advice every step of the way. Her attention to detail and proactive approach made the entire experience seamless and stress-free.
Moreover, Laura showcased exceptional negotiation skills when dealing with lenders, ensuring that I secured a favorable mortgage rate and terms that aligned with my financial objectives. She demonstrated a genuine interest in helping me achieve my homeownership dreams while ensuring I stayed within my budget.
Laura's professionalism and dedication to her clients are truly commendable. Her personalized approach and unwavering support made a significant difference in my mortgage journey. I highly recommend Laura for anyone seeking expert mortgage advisory services. She will undoubtedly go above and beyond to ensure you secure the best mortgage tailored to your unique needs and circumstances. Thank you, Laura, for your exceptional service and expertise!read more
Was a truly fuss free process for refinancing. The service provided was prompt and effective, requiring minimal effort... on my end. The agent, Ron, was able to quickly identify the best deal available and was ready to answer any queries i have, even after signing the refinancing. I believe their service is better than mortgage bankers who are harder to contact once the deal is signed.read more
I would highly recommend Alina Tan She is very helpful and guided me during my first purchase and even followed up... when I’m due for a review to make sure I’m having the best deal possible. She puts in the effort to make sure I’m clear on everything and is always contactable when I have questions or doubts
I have already recommended her to a few friends as I am confident in her work and how helpful she is
You won’t regret working with Alina and redbrick mortgage advisory
Thanks once again for helping me save more with my latest refinancing :)read more
Thanks Ronny for his professional advice. He is very helpful and responsive as well. He will try his best to answer my... query. Prompt follow up too. Appreciate his help. Recommended 👍🏻read more
Recently worked with Ronny and it was a game-changer. He made the whole process smooth and stress-free. His expertise... and guidance really shone through for a first time buyer like myself. Highly recommend if you're navigating the home-buying journey!read more
This was my 2nd time being assisted by Elaine who was very prompt, responsive and on the ball with my refinancing... portfolio. She definitely tried her best to get me the best deal - negotiating with the various banks. Her service was invaluable!read more
“Ronny’s service was truly exceptional. He displayed an impressive level of knowledge, friendliness, and attentiveness.... Throughout the entire process, he took the time to understand my needs and maintained regular follow-ups. I appreciated his patience in listening to my concerns, which allowed him to provide the best solution tailored to the right package for me.”read more
Was assisted by Ronnie. He was prompt and timely in his reply, and gave appropriate advice on the loan that is most... suitable. Thank you for your help!read more
My Mortgage Advisor was Nigel Chua. I gotten to know thru my search online for refinancing rates comparison.
He... gave me a call to know more details afterwhich he gave his advice. He is gets things done fast and always have my interest at heart. As a season property owner and fussy person, he was able to capture my attention and was patient and professional with me. The whole procedure was settled within a fast timeline and I am now a happy customer.
Kudos Nigel Chua, I will certainly recommend my friends to you in future.read more
Was assisted by Alina Tan and really appreciate her prompt follow up throughout the entire process. She was also able... to explain and compare the various options in a comprehensive and clear manner. Thank you once again! Would definitely recommend Alina from Redbricks to anyone looking for mortgage advisory!read more
Assisted by Ronny at Redbrick. Excellent service and work. He is on time, prompt and reliable. Anyone looking for a... broker should definitely choose Ron and Redbrick. Thanksread more
a HUGE Thank You to Nigel Chua for his excellent service and being so patient with me in my first Condo purchase!! I... remember there was a day whereby he ensured my queries were all answered and that I am satisfied, even tho it's 2am! That is one heck of a dedication Bro!! All in all, my process from getting IPA to Signing of the LO couldn't be done without you (Nigel Chua) Will definitely recommend your service to my friends!read more
Had a very good broker, Alina who helped to provide her advices and views. Independently provided rates from diff banks... for your easy reference and choice. The service was like 24hrs even on weekends. Explained in details on purchasing process and other stuff. Learnt a lot from her. Definitely highly recommended to all out there! Please do request for her if you need an advice!read more
Am truly thankful to Ronny (Kou) for his excellent and expedient expert advice whenever I posed queries to him. He’s... very responsive to the point that we almost took him for granted …. A big thank you to him for assisting us on our journey.read more
Elaine Ho is a great advisor. Willing to spend her time go through with my loan & make it approved on a short period of... time. As I gone through lot of friends intro me others advisor all just like pass time with me. Once again thank you Elaine. Will refer more of my friends in future to u. 🙏read more
We are first time property buyers and managed to engage Charlene from Redbrick for mortgage advisory services. Charlene is truly the full package! She is very knowledgeable, knows her stuff and gave us really good advice that’s tailored to our needs. Being first time buyers, we really didn’t know what to expect but Charlene managed to guide us through the whole seamless process. We sincerely appreciate her efficiency and prompt responses and will definitely recommend her to friends and family!
Jennelle Lee has been a wonderful help in my mortgage search. I have been looking for someone who can help me in my search and I was very comfortable with her helping out. She is willing to listen and give very good advice. She helped me find a great deal and never fail to patiently answer my questions. I never knew about Redbrick and I highly recommend them to those looking for mortgage. Great job!
I was working with Stacy Tan to get IPA for myself and my husband. I am extremely impressed with her professionalism. She’s responsive, patient and gives very good advice. She’s also very experienced in what she does and hence her advisory is invaluable. Will definitely go back to her!
I came across Redbrick while browsing online for a housing loan to refinance my property. Mary Ann Bey was assigned to me. Also I’ve talked to other local banks and other mortgage brokers as well. In the end, I have chosen Mary Ann to service me because of her quality services and all the follow up over the months.Mary Ann is very clear, efficient, responsive, pleasant, trustworthy and full of patience. This is consistent of her from the first time she called me to the process of the whole loan and completion of the mortgage loan.Mary Ann would definitely be the first person I would call for my next mortgage loan in the future.I have also recommended her to my friends who is currently looking for a housing loan as well. Thank for all the help and keep up the good work and professionalism!
It was my first time applying mortgage through Redbrick and Charlene Chan was assigned to me as my mortgage advisor. She was thorough and precise in outlining the options for my consideration. She is certainly knowledgeable about the market. Throughout the process, she has consistently kept her client’s interests in mind and was willing to push boundaries to get the best for her clients. For requests that fall outside of her scope, she was thoughtful and willing to step in to connect me with the right contacts. I will certainly recommend Redbrick and especially Charlene to others.
Recently came across Redbrick’s profile when looking at housing loan. Very thankful for Thaddeus’ professional advices and assistance. He answered all my queries and even helped me to contact the solicitor we have selected not under his profile to find out the costs for us. Saved me a lot of time going to find rates and packages from various banks.Recommended his service! 😊
Jesse Ho is very efficient, knowledgeable & helpful in her service. Not only did she recommended appropriate mortgage loan to me, she went further to explain the basis of her recommendation. The loan application process was efficient & fuss free. My loan was approved within a short period of time. I would highly recommend her to anyone seeking house loan.
The agent who was assigned to me, Thaddeus Lee, was really proactive and helpful throughout the process. Any doubts I had, large or small, I could approach him with no worries because he was really friendly and welcoming. Financial matters of this nature is scary and troublesome but having a good agent assist you through it makes it better. Would recommend this agency and agent to my friends and family if they do ask me in future. Thank you, Thaddeus.
This is the first time engaging a mortgage broker for refinancing loan purpose. Carson has patiently guided us throughout the process and with constant and responsive follow up from him.Not only did Carson showed and explained to us about several bank loan options, he also provided us with great information on the refinancing process.With constant follow up and clear explanation, we were able to complete the refinancing loan without hiccups.We would definitely recommend him to others.Thanks again Carson for the great assistance!
Thaddeus Lee has been amazing! I have been in touch with a few advisors but have collectively agreed with my husband to proceed with Redbrick, Thaddeus. He has given us in depth process knowledge on the entire procedures; what to expect, the timeline, the documents required and especially the alternative loan applications available in the market catered to our needs. Given his good rapport with the bankers, he's put forward our application swiftly and less than a week, all the paperwork were completed and loan approved for our house. He even coordinated timely with the lawyer so that we did not have to make multiple trips to sign the documents. We got all that done and exercised our option within 1 week. Definitely the man to go! Highly recommended to look for Thaddeus Lee from Redbrick Mortgage Advisory.
The advisor, Wren, was not only professional, but also sincere in his work for us. Everything was made clear and things went smoothly as we had hoped for. It was such a pleasure to have him as our advisor in our transaction. We will definitely be engaging him in our future undertakings.
Being a first time home owner, I have many questions and concerns when choosing the right mortgage loan. I am thankful for having Charlene Chan as my mortgage advisor who patiently guided me throughout the entire process. No question is too silly nor difficult for her as she professionally answered all my queries timely and accurately. Thank you, Charlene!
The decision to engage Adeline Tan was the best we've made yet, and she has been critical in ensuring our loan application process went smoothly. She was patient and responsive throughout our entire communications, and took the time to go though the technical details with us despite the multitude of questions we had for her. To anyone considering Redbrick, Adeline Tan will ensure you're in good hands.
I worked with Lewis Tang to get the best mortgage for my new property purchase. He was very patient with presenting all the available options. He is also very comprehensive with his recommendations and even takes into account medium term interest rate trends and subsequent refinancing. This is compared to an advisor from another company merely recommending the cheapest package. Lewis liaised with the banker on my behalf and even negotiated for a lower rate. He was also able to advise me on other aspects of property purchase such as getting a private mortgage insurance. Good service, strongly recommended.
Daniel is my advisor and I have to say that he really goes all out to assist his clients. He will assess the clients needs, provide insights and advise and is open and flexible to cater to their needs. He does not hard sell and coerce to go for any package if u do not feel comfortable. His honest, frank yet amiable personality makes him a trustworthy and reliable advisor whom u can count on! Glad to have him as my advisor (:
Ronny was really helpful and patient throughout the whole process. He was prompt, clear and honest in his advice and education. He followed through to ensure that everything is done properly. He worked around my schedule to ensure the smooth process of refinancing and to explain terms and processes. His services helped saved me a substantial amount of money for the next few years. Many thanks again Ron!